Interview with Crypterium CEO Vladimir Gorbunov about Choise.com and CHO token
30 Décembre 2021 - 9:45AM
NEWSBTC
Vladimir Gorbunov is the founder and CEO of the Crypterium wallet
and neo bank app, which supports over 600,000 registered clients
across 170 countries. The company has recently launched Choise.com
alongside a new token, the CHO token. Choise.com will enable users
to swap between centralised (CeFi) and decentralised (DeFi)
finance at the press of a button, meaning they can harness the
power and benefits of both digital asset worlds. We recently spoke
with Gorbunov regarding Crypterium’s new product launch and learned
all about the exciting plans for Choise.com. Q: What is Choise.com,
and how will it revolutionize the current Crypterium user
experience? A: Choise.com is a clear and logical next step in
our company’s evolution. We entered the market when DeFi was just
in its infancy, with the goal of building an easy-to-use
crypto-fiat wallet. As a result, Crypterium has become one of
the most convenient and user-friendly global crypto-banks for
buying, exchanging, and withdrawing cryptocurrencies. In the
meantime, the DeFi market has shown explosive growth and is now
maturing Consumers are looking for the opportunity to use
decentralized exchanges and cross-chain solutions. DeFi enables
great returns as users interact directly – the liquidity they
provide increases market efficiencies and yields by eliminating
intermediaries. CeFi companies that resemble Crypterium have
focused not just on enabling buying, selling and exchanging crypto
but have also provided consumers with the chance to earn on their
funds. Our user feedback and consumer research show that our
customers are eager to benefit from the higher returns available in
the DeFi world, but today this is technically very difficult and
not easily accessible. We at Crypterium, maintain our mission to
make the crypto world as easy to use as normal money so we have
created a unique solution in the form of Choise.com. At the heart
of Choise.com is a new, in-house DeFi ecosystem — Charism, a suite
of products, including a non-custodial wallet, cross-chain bridges,
decentralized derivatives and other DeFi solutions. This will
enable Crypterium users to not only access all the advantages of
the CeFi world, such as easy exchange, payments and money
transfers, but also DeFi’s higher returns. We estimate that these
unique “choice to earn more” opportunities will be available to 100
million users around the world who will enter this market in the
next few years. Q: How does the CHO token make Choise.com a better
platform? A: Everything that Choise.com does is aimed at ensuring
that any user has a choice of how to earn more. All we will be
doing in the next three years is to enable people to use the
potential of their funds. For this, we create products for an
audience of new users and current ones, so that everyone can expect
to receive 10% instead of 5% yield, or not 50%, but 100%. All these
opportunities are also concerns for deposits because they will
become even more profitable. To expand product and community
capabilities in the decentralized part of the market, a new CHO
token will be added. Several factors influenced the design of our
new token. With our recent Seedrs crowd-funding, UK FCA
registration and our upcoming Visa card launch in the US, as well
as our B2B and direct-to-consumer offerings, the company is
scaling. We have a clear strategic path towards achieving a
capitalization of $10 billion and building a multi-million dollar
user revenue base worldwide. We also realize, however, that Charism
is a separate, standalone DeFi ecosystem and so needs to be
constructed in the usual DeFi way through a dedicated token used in
its protocols. The CHO token enables the efficient protocols
deployed in a decentralized environment, while still being
independent of the company. It also enables users to become
ecosystem stakeholders through the implementation of governance,
voting mechanics, etc., thereby allowing them to influence critical
decisions within the Charism ecosystem. Q: How will CHO and CRPT
interact? Will CRPT still be the platform’s main token of
interaction? A: The CHO token will be the backbone of our new DeFi
ecosystem. CRPT was, is, and will continue to be the primary token
of our CeFi functionality, being the platform’s utility token. With
CHO, our goal is to achieve complete decentralization and form a
community of interested tokenholders who can influence and govern
the development of decentralized protocols as part of Choise.com.
The transaction fee and “burn” models in Crypterium remain in
place. For Crypterium users and CRPT holders, the new CHO token
will therefore be a bonus. They will be able to get it through
airdrops or as bonuses for any account activity. So CHO will have
the additional advantage of stimulating activity within
Crypterium’s centralized world. Over the next two years, the CHO
budget will be 10% of the total CHO token supply and will be
distributed among active CRPT tokenholders through several airdrop
programs. Sale rounds for CHO are the formation of a community and
long-term partnerships. The funds collected initially are primarily
intended to form the liquidity of the token as with most DeFi
protocols, liquidity is of the essence for Charism as well,
especially at launch. For users and Choise.com, this is a win-win
story and a base for the successful development of a new ecosystem.
At the same time, the example of other companies, for example,
Сrypto.com with their capitalization of several tens of millions of
dollars, shows that the appearance of the second token has a
positive effect on the development of the ecosystem and its
success. Q: Can you clearly lay out all of the benefits associated
with the Charism DeFi ecosystem? A: The Charism DeFi ecosystem is
based on a non-custodial wallet. There are a large number of
blockchains today and they are evolving and growing. Many have
exciting features but to access them, you have to have an app or
service for each one and also have funds within each blockchain for
initial transactions – this is hugely inconvenient. Our DeFi
protocol aggregator allows people not just to switch between
networks but also to see everything in one marketplace. We plan to
add other services through our custodial wallet to increase income
for our users. Some of these benefits will already be familiar to
our users, such as swap and token purchase. In the future, we would
plan to gradually add derivatives and other solutions, dependent on
regulations. For interoperability, we have built a Charism
transaction builder protocol that allows you to aggregate
transactions in the centralized wallet and send those transactions
to wherever you want — even to a decentralized network. This could
be the purchase of an LP token, a new coin, a swap, or other
decentralized activities Everything will be within our protocol and
allow our users to access both CeFi and DeFi worlds with the
press of a single button – we think this is very exciting for our
users and unique in today’s market Q: How did the idea to build
your own in-house protocol come to fruition? A: Many companies are
starting to work on combining the capabilities of CeFi and DeFi. We
are one of the first to offer such a comprehensive solution. In
fact, we didn’t just want to build DeFi. We wanted to launch
“MetaFi”, which has required us to create our own protocol. There
is no such solution in the current market. We know this, so nine
months ago, we began to build expertise within the company,
research existing solutions, add new team members, and analyze how
this can be implemented appropriately. Charism will be launched in
the near future to bridge these two worlds of centralised and
decentralised exchanges. Q: Which decentralized benefit do you
think will revolutionize the user experience most? A: We think that
the main benefit will be income generation for our customers. The
cryptocurrency market is seen by most users as a way to invest and
grow their money. Crypterium, together with Choise.com will
make it much easier for consumers to enter the DeFi market and
follows our ongoing mission to create transparent, easy-to-use and
customer-centric access to the world of digital assets. Q: Do you
think the future is full of bridged CeFi and DeFi platforms or
decentralized exchanges alone? A: We think there will be two major
trends in the next few years. The first is increasing regulation,
and we can expect an increased focus from regulators on the DeFi
world, although hopefully with the opportunity to still innovate.
Secondly, these two worlds need bridges. Here at Crypterium,
we are leading in both directions: Crypterium has excellent
experience working with regulators and we are world-leading in the
way that we have made it simple and easy to access and use
cryptocurrencies. Q: Will Choise.com’s innovation inspire other
platforms to build something similar? A: We consider ourselves
pioneers in the cryptocurrency world – our original ICO was one of
the most widely subscribed and we have created an app that is one
of the simplest to use, on the market. We believe we shall create
new solutions and trends for the market. You have to understand
though that we haven’t announced all of our plans in full; and we
shall introduce services which we think will be revolutionary. What
we’re doing today is the first big step towards that new world. Q:
Since they can choose between a CeFi or a DeFi, which platform do
you think will be most popular among users? A: When regulators get
more involved, we will have to see how that influences the digital
asset markets. But in our opinion, the choice between CeFi and DeFi
will favor solutions like our MetaFi, where one has a choice. We
are confident that our CHO token will become the gold standard for
decentralized tokens, allowing people to enjoy the benefits of
“bridging” the CeFi and DeFiworlds and opening up
opportunities for excellent returns in a simple easy-to-use way
NEO (COIN:NEOUSD)
Graphique Historique de l'Action
De Mar 2024 à Avr 2024
NEO (COIN:NEOUSD)
Graphique Historique de l'Action
De Avr 2023 à Avr 2024