ORANGEBURG, N.Y., Dec. 1 /PRNewswire-FirstCall/ -- Thomas E. Hales, Chairman of the Board of U.S.B. Holding Co., Inc. (the "Company") (NYSE:UBH), the parent company of Union State Bank, is pleased to announce that on November 30, 2005, the Board of Directors of the Company declared a quarterly common stock cash dividend of fourteen cents ($0.14) per share. The dividend will be paid on January 13, 2006 to stockholders of record on December 30, 2005. Mr. Hales commented that, "The consistent quarterly common stock cash dividend is attributed to the Company's consistent profitability and strong capital position." The Company operates through its banking subsidiary, Union State Bank, a commercial bank with twenty-seven locations in Rockland and Westchester counties and one location each in Goshen, Orange County, New York, Stamford, Connecticut, and New York City. Further information on Union State Bank can be found at http://www.unionstate.com/. DATASOURCE: Union State Bank CONTACT: Steven T. Sabatini, Senior Executive V.P. & Chief Financial Officer of Union State Bank, +1-845-365-4615 Web site: http://www.unionstate.com/

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