GTWN Georgetown Bancorp, Inc.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): April 28, 2015

GEORGETOWN BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

Registrant’s telephone number, including area code:   978-352-8600

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o            Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o            Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o            Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o            Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02.                                        Results of Operations and Financial Condition

On April 28, 2015 Georgetown Bancorp, Inc. (the “Company”) issued a Press Release disclosing its results of operations and financial condition at and for the three months ended March 31, 2015. A copy of the Press Release is included as Exhibit 99.1 to this report. The Company will include final financial statements and additional analyses at and for the period ended March 31, 2015, as part of its Form 10-Q covering that period.

Item 8.01.                                        Other Events

On April 28, 2015, the Board of Directors of the Company also announced a quarterly cash dividend of $0.0475 per share of common stock.  The dividend will be paid on or about May 26, 2015, to stockholders of record as of the close of business on May 11, 2015.

Item 9.01.                                        Financial Statements and Exhibits

(a)                                 Not Applicable.

(b)                                 Not Applicable.

(c)                                  Not Applicable.

(d)                                 Exhibits. The following exhibit is being furnished herewith:

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

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Exhibit 99.1

PRESS RELEASE

Georgetown Bancorp, Inc. Reports Earnings

and Announces Increase in Quarterly Cash Dividend

GEORGETOWN, MASSACHUSETTS, April 28, 2015 —

Georgetown Bancorp, Inc. (NASDAQ: GTWN) (the “Company”), holding company for Georgetown Bank (the “Bank”), reported net income for the three months ended March 31, 2015 of $250,000, or $0.14 per basic and diluted share, compared to net income of $275,000, or $0.16 per basic and diluted share, for the three months ended March 31, 2014.

Robert E. Balletto, President and Chief Executive Officer, said, “In accordance with our strategic plan, I am pleased to report that the Company had a $6.4 million, or 5% increase in core deposits during the quarter ended March 31, 2015. Additionally, our asset quality continues to be strong, as non-performing assets as a percentage of total assets was 0.40% at March 31, 2015.  We remain focused on our strategic plan, which we believe will enhance long-term stockholder value.”

The Company’s Board of Directors also increased its regular quarterly cash dividend 12%, from $0.0425 per share of common stock to $0.0475 per share. The dividend will be paid on or about May 26, 2015, to stockholders of record as of the close of business on May 11, 2015.

Georgetown Bancorp, Inc.

Selected Financial Data

(1)              Does not include Federal Home Loan Bank Stock of $2.9 million at March 31, 2015 and December 31, 2014.

(2)              Presented on a tax-equivalent basis using a tax rate of 34% resulting in an adjustment of $8,000 to investment security income for the three months ended March 31, 2015 and 2014.

(3)              The efficiency ratio represents non-interest expense divided by the sum of net interest and dividend income and non-interest income.

About Georgetown Bancorp, Inc.

Georgetown Bancorp, Inc. is the holding company for Georgetown Bank. Georgetown Bank, with branch offices in Georgetown, North Andover and Rowley, Massachusetts, is committed to making a positive difference in the communities we serve. We strive to deliver exceptional personal service at all times and to help each of our customers achieve their unique financial goals through a competitive array of commercial and consumer banking services. To learn more about Georgetown Bank, visit www.georgetownbank.com or call 978-352-8600.

Forward-looking statements

This news release may contain certain forward-looking statements, such as statements of the Company’s or the Bank’s plans, objectives, expectations, estimates and intentions. Forward-looking statements may be identified by the use of words such as “expects,” “subject,” “believe,” “will,” “intends,” “will be” or “would.” These statements are subject to change based on various important factors (some of which are beyond the Company’s or the Bank’s control) and actual results may differ materially. Accordingly, readers should not place undue reliance on any forward-looking statements (which reflect management’s analysis of factors only as of the date of which they are given). These factors include general economic conditions, trends in interest rates, the ability of our borrowers to repay their loans, the ability of the Company or the Bank to effectively manage its growth and results of regulatory examinations, among other factors. The foregoing list of important factors is not exclusive. Readers should carefully review the risk factors described in other documents the Company files from time to time with the Securities and Exchange Commission, including Current Reports on Form 8-K.

END