- Net income of $880,000 vs. $5.7 million loss in the second
quarter 2009. - Deposits were up approximately 12% during 2009 to
$2.6 billion. - Loans increased 5% during 2009 to $2.4 billion. -
Net interest margin improved to 3.36%, up 15 basis points from the
second quarter 2009. - Total Risk Based Capital increased to 11.27%
from 11.07% in the second quarter. BIRMINGHAM, Ala., Nov. 3
/PRNewswire-FirstCall/ -- Superior Bancorp (NASDAQ:SUPR) today
reported its third quarter 2009 results. A summary of the results
is provided below and in the attached financial data. As of and for
the Quarters Ended -------------------------------- (Dollars in
thousands, except September 30, September 30, per share data 2009
2008
-------------------------------------------------------------------
Total assets $3,226,570 $3,103,677 Total loans, net of unearned
income 2,434,534 2,219,041 Total deposits 2,619,961 2,225,529
Stockholders' equity 244,730 341,873 Net interest income 23,913
21,626 Net income (loss) 880 (6,508) Net loss available to common
stockholders (287) (6,508) Net loss per common share (0.03) (0.65)
Total branches 72 76 Earnings Performance "We are pleased to report
profitable operations for our third quarter, 2009, especially in
this very difficult economy," Chairman and CEO Stan Bailey
commented. "The quarter's results inc significant progress on
several fronts, even as we continue to address certain credit
challenges reflective of the current economic recession." "Our
interest margin rose to 3.36%, reflecting our continued progress in
repricing both our loan portfolio and our deposits. All fee income
categories rose except for mortgage banking, our expenses declined
significantly as part of our previously announced efficiency
program, our credit costs remained reasonable compared to average
industry results, our regulatory capital ratio increased and we
absorbed the cost of the market value risk in our investment
portfolio while reporting a profitable quarter. Looking back on our
third quarter, we made considerable progress," Bailey concluded.
Comparison of Third Quarter 2009 with Second Quarter 2009 Net
interest income increased significantly, rising from $22.7 million
to $23.9 million. As noted above, the margin rose to 3.36% from
3.21%, with both being constrained to similar degrees by the
effects of loans that were placed on non-accrual - approximating
0.15% in both quarters. A significant portion of the increase in
net interest income was associated with margin improvement as our
average deposit pricing declined approximately 0.16%. Our loan
portfolio increased 1.5% from the second quarter to the third,
offset by a similar decline in loans held for sale, as the mortgage
pipeline was reduced due to lower production activity. The third
quarter included a gain from securities sales of $5.6 million due
to repositioning of a portion of the securities portfolio. Also
included in this quarter's results were write downs associated with
trust preferred securities and certain private-label
mortgage-backed securities in our portfolio totaling $3.5 million
for other-than-temporary impairments (OTTI), and a provision for
loan losses and OREO expenses totaling $6.5 million. Total
noninterest income, excluding both the securities transactions and
the OTTI loss, declined approximately $0.3 million from the second
quarter, due exclusively to lower mortgage activity, as all other
income categories rose. Total noninterest expense declined $2.2
million, approximately half of which was due to the FDIC special
assessment in the second quarter, and the balance being
attributable to a concerted effort to reduce expenses at Superior,
including the closure of 5 branches during the quarter. These
expense reduction measures should continue to be beneficial in
future quarters. Credit Quality Loans 30-89 days past due (DPD) and
still accruing was 1.64% of total loans at quarter end compared to
1.50% on June 30, 2009. Non-performing loans, including loans 90
DPD and still accruing, increased to $153 million or 6.3 % of total
loans in the quarter compared to 4.91 % of total loans at June 30,
2009. Of the non-performing loans, 31% is in Alabama, 63% in
Florida and 6% elsewhere. Our other real estate owned portfolio of
$42 million consists of 62% in Alabama and 38% in Florida. Net
charge offs for the quarter were $4.3 million, or an annualized
rate of 0.72% of total loans. The provision for loan losses for the
quarter was $5.2 million compared to a provision of $6.0 million in
the prior quarter. The allowance for loan losses stands at $34.3
million, 1.41% of loans, up from $33.5 million at the prior
quarter's end. Balance Sheet, Capital and Liquidity An investment
securities repositioning program implemented during the third
quarter allowed us to reinvest in lower "risk based" assets,
freeing up some $12 million in regulatory capital. As the result of
this strategy and improved operating earnings during the quarter,
our total risk based capital ratio increased to 11.27% for the
quarter. We continue to focus on maintaining our capital ratios at
appropriately high levels given the current conditions in the
economy. Additionally, as discussed below, we recorded OTTI charges
in this and previous quarters that reduced the market risk and book
value of the trust preferred securities in our portfolio from
approximately $24 million at December 31, 2008 to approximately $14
million at September 30, 2009. While reducing the carrying value of
these assets had a significant impact on earnings, it is clear that
their fair value is significantly diminished in the current
environment, and that reduction was appropriate under these
conditions. Superior Bank's liquidity continues to be strong, and
our reliance on brokered deposits and borrowings remains at a low
level. Deposits at our 22 de novo branches opened since 2006 rose
to $430 million, a new record level, and represent a steady source
of core funding that enables us to continue to grow Superior with
relationship-based funding. Regulatory Reform Besides the economy,
the greatest risk of uncertainty for the banking industry continues
to be the regulatory reform initiatives being undertaken by the U.
S. Congress and our numerous regulatory agencies. While fully
recognizing that the activities of the mostly investment banking
and non-bank financial institutions became major catalysts for our
current economic challenges, Congress is proposing an
over-reactive, sweeping "broad brush" solution resulting in the
Government's intent to increase regulations, oversight and
involvement in the daily business activities best left to
experienced bank management teams and their boards of directors. It
will result in additional burdensome disclosures and red tape for
our customers and additional cost to our shareholders. For the vast
majority of well-run community banks, it is totally unnecessary.
Earnings Restatement In consultation with our external auditors and
with the approval of our Audit Committee, we intend to restate our
previously reported results for the first and second quarters of
2009 to increase our charges for previously recorded OTTI within
the trust preferred securities. We intend to file our amended Forms
10-Q/A on or about November 9, 2009. During the first and second
quarters of 2009, our rated trust preferred securities portfolio
experienced significant rating downgrades. After further review and
in consultation with an external valuation firm, it was determined
that the credit spreads used in our initial valuations did not
reflect then- current market rates for these types of instruments.
Considering the continued credit deterioration, related disruption
of the market for these instruments and the complexity of the
instrument structures, we revised the interest rate and default
assumptions used in determining fair value and determined the need
to recognize additional OTTI adjustments. In addition, we
determined that a $5 million trust preferred security of a
privately held company with respect to which contemporaneous
financial information was difficult to obtain, was fully impaired
during the first quarter 2009. Accordingly, we revised our OTTI
credit charge to recognize a loss on the full amount of the
security. The impact on net income from the restatements was ($2.9
million), or ($0.29) per common share for the first quarter, and
($1.9 million), or ($0.19) per common share for the second quarter.
Additional detail on the effect of the restatements on the March 31
and June 30, 2009 condensed consolidated financial statements and
earnings per share is included in the attached schedules. About
Superior Bancorp Superior Bancorp is a $3.2 billion thrift holding
company headquartered in Birmingham, Alabama. The principal
subsidiary of Superior Bancorp is Superior Bank, a southeastern
community bank and the third largest U. S. banking institution
headquartered in Alabama. Superior Bank currently has 72 branches,
with 44 locations throughout the state of Alabama and 28 locations
in Florida. Superior Bank also operates 23 consumer finance offices
in North Alabama as 1st Community Credit and Superior Financial
Services. The Private Securities Litigation Reform Act of 1995
provides a safe harbor for forward-looking statements made by us or
on our behalf. Some of the disclosures in this release, including
any statements preceded by, followed by or which include the words
"may," "could," "should," "will," "would," "hope," "might,"
"believe," "expect," "anticipate," "estimate," "intend," "plan,"
"assume" or similar expressions constitute forward-looking
statements. These forward-looking statements, implicitly and
explicitly, include the assumptions underlying the statements and
other information with respect to our beliefs, plans, objectives,
goals, expectations, anticipations, estimates, intentions,
financial condition, results of operations, future performance and
business, including our expectations and estimates with respect to
our revenues, expenses, earnings, return on equity, return on
assets, efficiency ratio, asset quality, the adequacy of our
allowance for loan losses and other financial data and capital and
performance ratios. Although we believe that the expectations
reflected in our forward-looking statements are reasonable, these
statements involve risks and uncertainties which are subject to
change based on various important factors (some of which are beyond
our control). Such forward looking statements should, therefore, be
considered in light of various important factors set forth from
time to time in our reports and registration statements filed with
the SEC. The following factors, among others, could cause our
financial performance to differ materially from our goals, plans,
objectives, intentions, expectations and other forward-looking
statements: (1) the strength of the United States economy in
general and the strength of the regional and local economies in
which we conduct operations; (2) the effects of, and changes in,
trade, monetary and fiscal policies and laws, including interest
rate policies of the Board of Governors of the Federal Reserve
System; (3) inflation, interest rate, market and monetary
fluctuations; (4) our ability to successfully integrate the assets,
liabilities, customers, systems and management we acquire or merge
into our operations; (5) our timely development of new products and
services in a changing environment, including the features, pricing
and quality compared to the products and services of our
competitors; (6) the willingness of users to substitute
competitors' products and services for our products and services;
(7) the impact of changes in financial services policies, laws and
regulations, including laws, regulations and policies concerning
taxes, banking, securities and insurance, and the application
thereof by regulatory bodies; (8) our ability to resolve any legal
proceeding on acceptable terms and its effect on our financial
condition or results of operations; (9) technological changes; (10)
changes in consumer spending and savings habits; (11) the effect of
natural disasters, such as hurricanes, in our geographic markets;
(12) regulatory, legal or judicial proceedings; (13) the continuing
instability in the domestic and international capital markets; (14)
the effects of new and proposed laws relating to financial
institutions and credit transactions; and (15) the effects of
policy initiatives that have been and may continue to be introduced
by the new Presidential administration and related regulatory
actions. Superior Bancorp disclaims any intent or obligation to
update forward-looking statements. More information on Superior
Bancorp and its subsidiaries may be obtained over the Internet,
http://www.superiorbank.com/, or by calling 1-877-326-BANK (2265).
SUPERIOR BANCORP AND SUBSIDIARIES UNAUDITED SUMMARY EFFECTS OF
RESTATEMENT (Dollars in thousands, except per share data)
Restatement Effects - Condensed Consolidated Statements of
Financial Condition (Unaudited) As of March 31, 2009 As of June 30,
2009 ---------------------------- --------------------------- As As
Originally Differ- Originally Differ- Restated Filed ence Restated
Filed ence -------- ---------- ------- -------- ---------- -------
Investment securities available for sale $328,708 $338,590 ($9,882)
$306,301 $315,551 ($9,250) Accrued interest receivable - - - 16,025
16,210 (185) Other assets 58,383 53,470 4,913 66,165 62,819 3,346
Total assets 3,129,469 3,134,438 (4,969) 3,209,421 3,215,510
(6,089) Accrued interest payable and other liabilities 24,906
24,240 666 - - - Accumulated deficit (134,621) (131,733) (2,888)
(141,483) (136,662) (4,821) Accumulated other comprehensive loss
(9,550) (6,803) (2,747) (7,791) (6,723) (1,268) Total stockholders'
equity 245,434 251,070 (4,969) 240,681 246,770 (6,089) Total
liabilities and stockholders' equity 3,129,469 3,134,438 (4,969)
3,209,421 3,215,510 (6,089) Restatement Effects - Condensed
Consolidated Statements of Operations (Unaudited) Three Months
Ended Three Months Ended March 31, 2009 June 30, 2009
------------------------------ -------------------------- As As
Originally Differ- Originally Differ- Restated Filed ence Restated
Filed ence -------- ----- ------ -------- ---------- ------- Net
interest income $- $- $- $22,717 $22,915 ($198) Total other-
than-temporary impairment losses (7,629) (1,777) (5,852) (6,685)
(5,853) (832) Portion of OTTI recognized in other comprehensive
income 1,784 1,453 331 904 1,776 (872) Investment securities (loss)
gain (5,845) (324) (5,521) (5,781) (4,077) (1,704) Loss before
income taxes (6,422) (901) (5,521) (10,233) (8,331) (1,902) Income
tax benefit (2,848) (215) (2,633) (4,539) (4,596) 30 Net loss
(3,574) (686) (2,888) (5,694) (3,762) (1,932) Net loss applicable
to common shareholders (4,717) (1,829) (2,888) (6,681) (4,929)
(1,932) Basic net loss per common share (0.47) (0.18) (0.29) (0.68)
(0.49) (0.19) Diluted net loss per common share (0.47) (0.18)
(0.29) (0.68) (0.49) (0.19) Six-Months Ended June 30, 2009
----------------------------------- As Originally Restated Filed
Difference -------- ----------- ---------- Net interest income
$80,386 $80,584 ($198) Total other-than-temporary impairment losses
(17,189) (7,631) (9,558) Portion of OTTI recognized in other
comprehensive income 5,563 3,230 2,333 Investment securities (loss)
gain (11,626) (4,401) (7,225) Loss before income taxes (16,655)
(9,232) (7,423) Income tax benefit (7,387) (4,784) (2,603) Net loss
(9,268) (4,448) (4,820) Net loss applicable to common shareholders
(11,578) (6,758) (4,820) Basic net loss per common share (1.15)
(0.67) (0.48) Diluted net loss per common share (1.15) (0.67)
(0.48) Superior Bancorp and Subsidiaries Condensed Consolidated
Statements of Financial Condition (Dollars In Thousands) September
30, ---------------------- December 31, 2009 2008 2008 -----------
--------- ----------- (Unaudited) (Unaudited) Assets Cash and due
from banks $57,364 $88,035 $74,237 Interest-bearing deposits in
other banks 73,976 6,564 10,042 Federal funds sold 990 3,038 5,169
Total cash and cash equivalents 132,330 97,637 89,448 Investment
securities available for sale 296,881 334,502 347,142 Tax lien
certificates 24,700 18,877 23,786 Mortgage loans held for sale
58,704 15,292 22,040 Loans, net of unearned income 2,434,534
2,219,041 2,314,921 Less: Allowance for loan losses (34,336)
(27,670) (28,850) Net loans 2,400,198 2,191,371 2,286,071 Premises
and equipment, net 104,764 104,003 104,085 Accrued interest
receivable 15,540 15,188 14,794 Stock in FHLB 18,212 24,965 21,410
Cash surrender value of life insurance 49,655 47,789 48,291
Goodwill and other intangibles 17,784 184,442 21,052 Other real
estate 42,259 24,522 19,971 Other assets 65,543 45,089 54,611 Total
assets $3,226,570 $3,103,677 $3,052,701 Liabilities and
Stockholders' Equity Deposits Noninterest-bearing $255,196 $220,553
$212,732 Interest-bearing 2,364,765 2,004,976 2,130,256 Total
deposits 2,619,961 2,225,529 2,342,988 Advances from FHLB 218,321
440,327 361,324 Federal funds borrowed and security repurchase
agreements 1,652 5,989 3,563 Notes payable 45,801 10,000 7,000
Subordinated debentures 60,720 60,940 60,884 Accrued expenses and
other liabilities 35,385 19,019 25,703 Total liabilities 2,981,840
2,761,804 2,801,462 Stockholders' Equity Preferred stock, par value
$.001 per share; shares authorized 5,000,000: Series A, fixed rate
cumulative perpetual preferred stock; 69,000 shares issued and
outstanding at September 30, 2009 and December 31, 2008,
respectively - - - Common stock, par value $.001 per share; shares
authorized 20,000,000; shares issued 11,624,279, 10,391,748 and
10,403,087, respectively; outstanding 11,624,279, 10,064,941 and
10,074,999, respectively 12 10 10 Surplus - preferred 63,868 -
62,978 - warrants 8,646 - 8,646 - common 321,840 331,860 329,461
Accumulated (deficit) retained earnings (141,770) 28,586 (129,904)
Accumulated other comprehensive loss (7,501) (6,441) (7,925)
Treasury stock, at cost - (11,370) (11,373) Unearned ESOP stock
(308) (487) (443) Unearned restricted stock (57) (285) (211) Total
stockholders' equity 244,730 341,873 251,239 Total liabilities and
stockholders' Equity $3,226,570 $3,103,677 $3,052,701 Superior
Bancorp and Subsidiaries Condensed Consolidated Statements of
Operations (Amounts In Thousands, Except Per Share Data) Three
Months Ended Nine Months Ended September 30, September 30, Year
Ended ------------------ ----------------- December 31, 2009 2008
2009 2008 2008 ------------------ ----------------- ------------
(Unaudited) (Unaudited) Interest income Interest and fees on loans
$36,783 $36,664 $107,693 $110,717 $147,162 Interest on investment
securities: Taxable 3,362 4,106 11,148 12,302 16,310 Exempt from
Federal income tax 432 430 1,295 1,291 1,716 Interest on federal
funds sold 1 17 8 114 122 Interest and dividends on other
investments 471 663 1,289 2,039 2,578 Total interest income 41,049
41,880 121,433 126,463 167,888 Interest expense Interest on
deposits 13,315 16,010 42,317 52,972 68,405 Interest on FHLB
advances and other borrowings 2,619 3,290 7,558 9,098 12,104
Interest on subordinated debt 1,202 954 3,602 2,887 4,094 Total
interest expense 17,136 20,254 53,477 64,957 84,603 Net interest
income 23,913 21,626 67,956 61,506 83,285 Provision for loan losses
5,169 2,305 14,602 10,143 13,112 Net interest Income after
provision for loan losses 18,744 19,321 53,354 51,363 70,173
Noninterest income Service charges and fees on deposits 2,595 2,425
7,506 6,721 9,295 Mortgage banking income 1,506 820 5,468 3,117
3,972 Gain on sale of investment securities 5,644 NA 5,644 NA NA
Total other-than- temporary impairment ("OTTI") losses (1,426) NA
(18,616) NA NA Portion of OTTI recognized in (transferred from)
other comprehensive income (2,097) NA 3,466 NA NA Investment
securities gains (losses) 2,121 (8,541) (9,506) (7,072) (8,453)
Change in fair value of derivatives 435 141 170 773 1,240 Increase
in cash surrender value of life insurance 568 583 1,623 1,689 2,274
Gain on extinguishment of liabilities - - - 2,918 2,918 Other
income 1,254 1,359 3,811 4,247 5,521 Total noninterest income 8,479
(3,213) 9,072 12,393 16,767 Noninterest expenses Salaries and
employee benefits 12,234 12,379 36,976 36,577 49,672 Occupancy,
furniture and equipment expense 4,478 4,434 13,397 12,614 17,197
Amortization of core deposit intangibles 985 896 2,956 2,688 3,585
Goodwill impairment charge - - - - 160,306 FDIC assessment 921 433
3,310 657 1,105 Foreclosure losses 1,337 190 3,656 552 908 Other
operating expenses 5,687 5,576 17,207 16,358 21,905 Total
noninterest expenses 25,642 23,908 77,502 69,446 254,678 Income
(loss) before income taxes 1,581 (7,800) (15,076) (5,690) (167,738)
Income tax expense (benefit) 701 (1,292) (6,686) (719) (4,588) Net
income (loss) 880 (6,508) (8,390) (4,971) (163,150) Preferred stock
dividends and amortization 1,167 - 3,477 - 311 Net loss applicable
to common shareholders $(287) $(6,508) $(11,867) $(4,971)$(163,461)
Basic loss per common share $(0.03) $(0.65) $(1.14) $(0.50)
$(16.31) Diluted loss per common share $(0.03) $(0.65) $(1.14)
$(0.50) $(16.31) Weighted average common shares outstanding 10,984
10,023 10,373 10,017 10,021 Weighted average common shares
outstanding, assuming dilution 10,984 10,023 10,373 10,017 10,021
SUPERIOR BANCORP AND SUBSIDIARIES UNAUDITED SUMMARY CONSOLIDATED
FINANCIAL DATA (Dollars in thousands, except per share data) As of
and for As of and for As of and for the Three Months the Nine
Months the Year Ended Ended Ended September 30, September 30,
December 31, -------------------- --------------------- -----------
2009 2008 2009 2008 2008 --------- ---------- ---------- ----------
----------- Selected Average Balances : Total assets $3,157,306
$3,053,069 $3,143,657 $2,980,931 $3,010,045 Total liabilities
2,914,116 2,705,133 2,896,711 2,630,594 2,659,816 Loans, net of
unearned income 2,422,871 2,181,873 2,384,287 2,112,800 2,147,524
Mortgage loans held for sale 64,391 19,846 62,203 29,453 25,251
Investment securities 297,578 349,783 320,502 350,551 346,046 Total
interest-earning assets 2,853,456 2,610,556 2,836,591 2,548,882
2,576,505 Noninterest-bearing deposits 251,696 219,037 243,094
218,478 218,486 Interest-bearing deposits 2,307,757 2,018,972
2,273,384 1,994,935 2,009,918 Advances from FHLB 228,679 374,562
262,757 320,685 335,393 Federal funds borrowed and security
repurchase agreements 1,644 8,602 2,265 8,393 7,513 Subordinated
debentures 60,743 54,660 60,796 53,996 55,736 Total interest-
bearing liabilities 2,648,029 2,470,127 2,635,776 2,391,262
2,421,892 Stockholders' equity 243,190 347,935 246,946 350,337
350,229 Per Share Data: Net (loss) income - basic $(0.03) $(0.65)
$(1.14) $(0.50) $(16.31) - diluted (5) $(0.03) $(0.65) $(1.14)
$(0.50) $(16.31) Weighted average common shares outstanding - basic
10,984 10,023 10,373 10,017 10,021 Weighted average common shares
outstanding - diluted (5) 10,984 10,023 10,373 10,017 10,021 Common
book value per share at period end $14.82 $33.97 $14.82 $33.97
$17.83 Tangible common book value per share at period end $13.29
$15.64 $13.29 $15.64 $15.74 Preferred shares outstanding at period
end 69 - 69 - 69 Common shares outstanding at period end 11,624
10,064 11,624 10,064 10,075 Performance Ratios and Other Data:
Return on average assets(1) 0.11% (0.85)% (0.36)% (0.22)% (5.42)%
Return on average tangible assets(1) 0.11 (0.90) (0.36) (0.24)
(5.78) Return on average stockholders' equity(1) 1.44 (7.44) (4.54)
(1.90) (46.58) Return on average tangible equity(1) 1.55 (15.88)
(4.93) (4.04) (99.05) Net interest margin(1)(2)(3) 3.36 3.33 3.23
3.26 3.27 Net interest spread(1)(3)(4) 3.17 3.16 3.04 3.03 3.06
Average loan to average deposit ratio 97.18 98.38 97.22 96.79 97.50
Average interest- earning assets to average interest-bearing
liabilities 107.76 105.69 107.62 106.59 106.38 Intangible assets -
goodwill $- $162,390 $- $162,390 $- - core deposit intangible
("CDI") and other intangibles 17,784 22,052 17,784 22,052 21,052
Assets Quality Ratios: Nonaccrual loans $143,507 $51,451 $143,507
$51,451 $54,712 Accruing loans 90 days or more delinquent 9,102
8,268 9,102 8,268 8,033 Other real estate owned and repossessed
assets 42,764 24,787 42,764 24,787 20,303 Total nonperforming
assets ("NPAs") 195,373 84,506 195,373 84,506 83,048 Restructured
loans, not included in total NPAs 21,743 1,818 21,743 1,818 2,643
Net loan charge-offs 4,336 1,877 9,115 5,341 7,130 Allowance for
loan losses to nonperforming loans 22.50% 46.33% 22.50% 46.33%
45.98% Allowance for loan losses to loans, net of unearned income
1.41% 1.25% 1.41% 1.25% 1.25% NPA to loans plus NPAs, net of
unearned income 7.89% 3.77% 7.89% 3.77% 3.56% NPAs to total assets
6.06% 2.72% 6.06% 2.72% 2.72% Net loan charge- offs to average
loans(1) 0.71% 0.34% 0.51% 0.34% 0.33% Net loan charge- offs as a
percentage of: Provision for loan losses 83.90% 81.48% 62.43%
52.66% 54.38% Allowance for loan losses(1) 50.10% 27.00% 35.36%
25.78% 24.71% (1)- Annualized for the three and nine-month periods
ended September 30, 2009 and 2008. (2)- Net interest income divided
by average earning assets. (3)- Calculated on a taxable equivalent
basis. (4)- Yield on average interest-earning assets less rate on
average interest-bearing liabilities. (5)- Common stock equivalents
of 67,422 and 73,825, and 92,086 and 55,494 shares were not
included in computing diluted earnings per share for the three and
nine-month periods ending September 30, 2009 and 2008,
respectively, and 65,226 shares for the year ended December 31,
2008 because their effects were antidilutive. DATASOURCE: Superior
Bancorp CONTACT: Jim White, Chief Financial Officer, Superior
Bancorp, +1-205-327-3656 Web Site: http://www.superiorbank.com/
Copyright
Superior Bancorp (MM) (NASDAQ:SUPR)
Graphique Historique de l'Action
De Juin 2024 à Juil 2024
Superior Bancorp (MM) (NASDAQ:SUPR)
Graphique Historique de l'Action
De Juil 2023 à Juil 2024