COBHAM, England, September 20,
2012 /PRNewswire/ --
AXA, one of the UK's leading car
insurers, has carried out research among UK doctors as part of its
ongoing campaign to understand the culture of Personal Injury (PI)
claims in the UK and reduce the payouts that have driven
substantial rises in car insurance premiums.
The research revealed that doctors were under pressure to be
part of the £2bn PI payout[2] not just through
increasing numbers of whiplash patients taking up surgery time but
with 7% actually being offered money to refer patients with
whiplash injuries.
Over the last month, AXA car insurance polled doctors across the
UK and an overwhelming 88% of those surveyed said they felt the
government should introduce new measures to control whiplash claims
for motorists.
22% said they had seen a substantial increase in whiplash
patients over the last five years while a further 40% had seen a
moderate increase in this period. Over the last year alone 11% had
seen substantial increases and 31% moderate increases.
Doctors surveyed believe that on average, 37% of patients who
come to them with whiplash as a result of a car accident are
fraudulent, while a third of doctors believe this number to be over
50%.
Over half (58%) of the doctors involved in the AXA study signed
off 50 per cent or less of patients as having a genuine whiplash
injury.
One of the biggest problems faced by doctors is the accuracy of
whiplash diagnosis - only 7% believe it is very easy to accurately
diagnose.
To improve this situation, 78% agree that there should be a more
rigorous approach to assessing injuries, while access to more
detailed guidelines around whiplash type injuries was desired by
71% of doctors surveyed. Better tests (47%), access to specialist
clinics (38%) and expert opinion (39%) were also cited as popular
improvements that could be made.
Three in five doctors spent less than 10 minutes assessing a
whiplash injury and only 5% agree strongly with the statement that
they have enough time to deal with these patients effectively.
Overall doctors have a very negative view of the increase in
patients pursuing financial compensation for whiplash injuries.
Only 4% believe that it is a positive thing that the UK is now much
more equipped to compensate people injured in an accident while 45%
believe it has a negative effect on society. However, they were
broadly unaware of the actual financial cost to the UK with 77%
underestimating the £2bn price tag.
Over the last year, AXA has led the way in the car insurance
industry by being the first insurer to drop referral fees for PI
claims and leading a campaign which contributed to the government
banning these fees across the industry.
Earlier this year, the company also carried out a study with
Thatcham, the leading motor research organisation, into cars on UK
roads and estimated only 34% have head restraints and seats that
would be categorised as "good" when it comes to reducing the risk
of the driver being the victim of whiplash injuries.
Sarah Vaughan, motor director at
AXA insurance said: "We are determined to put a stop to the totally
unnecessary levels of compensation payments being made for whiplash
in the UK.
"We have already made a first step towards doing this through
campaigning for and securing the banning of referral fees. But we
believe that compensation is still far too easy to come by.
"Our study clearly shows that the medical profession is under
real pressure in this area and crying out for more guidance and
support to help them deal with a rapidly growing number of whiplash
patients."
1. Research carried out by YouGov among 100 UK doctors in
July 2012
2. Source: ABI
Notes to Editors
All figures, unless otherwise stated, are from YouGov Plc. Total
sample size was 101 doctors. Fieldwork was undertaken between 11th
and18th July 2012. The survey was carried out online.
About AXA
AXA UK is a part of the AXA Group. The AXA Group is a worldwide
leader in insurance and asset management, with 163,000 employees
serving 101 million clients in 57 countries. In 2011, IFRS revenues
amounted to Euro 86.1 billion and
IFRS Underlying Earnings to Euro 3.9
billion. AXA had Euro 1,065
billion in assets under management as of December 31, 2011.
In the UK AXA operates through a number of business units
including: AXA Wealth, AXA Commercial Lines and Personal
Intermediary, AXA Personal Lines, AXA PPP healthcare, AXA Ireland
and an independent distribution business, Bluefin. AXA employs over
12,000 staff in the UK.
The AXA ordinary share is listed on compartment A of Euronext
Paris under the ticker symbol CS (ISN FR 0000120628 - Bloomberg: CS
FP - Reuters: AXAF.PA). AXA's American Depository Share is also
quoted on the OTC QX platform under the ticker symbol AXAHY.
The AXA Group is included in the main international SRI indexes,
such as Dow Jones Sustainability Index (DJSI) and FTSE4GOOD, and is
a founding member of the UN Environment Programme's Finance
Initiative (UNEP FI) Principles for Sustainable Insurance.
SOURCE AXA
