RNS No 7853h
WESTLAND UTRECHT HYPOTHEEKBANK N.V.
1 September 1999


FORMAL NOTICE FOR SPECIALIST SECURITIES


PUBLICATION DATE: 1 September 1999

______________________________________________________________________________


DETAILS OF ISSUE: Euro 5,000,000,000 Debt Issuance Programme
                  Listing Particulars
                  
                  
ISSUER:           Westland/Utrecht Hypotheekbank N.V.
  
INCORPORATED IN:  The Netherlands



GUARANTOR:        ING Verzekeringen N.V.

INCORPORATED IN:  The Netherlands
            
  

Listing Particulars relating to the issue may be obtained during usual
business hours for fourteen days from the date of this formal notice from:


Westland/Utrecht Hypoteekbank N.V.
1097 DP Amsterdam
The Netherlands


Citibank, N.A.
5 Carmelite Street
London EC4Y 0PA



Copies of the listing particulars relating to the issue may also be inspected
during normal business hours from the Company Announcements Office of the
London Stock Exchange, Old Broad Street, London, EC2N 1HP, by collection only,
for the two business days following the date of this formal notice.




END

FN NFENFEANNEFN


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