CHICAGO, Aug. 10 /PRNewswire-FirstCall/ -- Deerfield Capital Corp. (NYSE AMEX: DFR) ("DFR" or the "Company") today announced the results of operations for its second quarter ended June 30, 2009. Second Quarter 2009 Summary -- Net income attributable to DFR for the quarter totaled $52.9 million, or $7.85 per diluted common share, including a gain of $29.6 million, or $4.39 per diluted share, as a result of the deconsolidation of Market Square CLO Ltd. ("Market Square CLO"). -- Core earnings for the quarter totaled $5.5 million, or $0.82 per diluted common share. Core earnings is a non-GAAP financial measure which primarily reflects GAAP earnings excluding certain non-cash and special charges and income tax effects (see reconciliation of non-GAAP measure attached). -- Unrestricted cash, cash equivalents, unencumbered residential mortgage backed securities ("RMBS") and net equity in financed RMBS totaled approximately $61.7 million at quarter end. -- Assets under management ("AUM") totaled $9.9 billion at July 1, 2009. -- Debt in the form of trust preferred securities amended to decrease net worth covenant contained therein from $175 million to $50 million and to provide that the measurement date for such covenant will begin on September 30, 2012. Commenting on the second quarter results, Jonathan Trutter, Chief Executive Officer, said, "The achievement of positive financial results in net income and core earnings for the second consecutive quarter was primarily driven by the following factors: first, investment advisory fees generated from the $9.9 billion of assets we manage; second, an overall increase in the values of assets held in our principal investing portfolio; third, solid net interest income from our principal investing portfolio; and, finally, the reduction in overall expenses from our cost savings initiatives." Trutter added, "We believe that our current quarter results along with the recently announced permanent amendment of our trust preferred debt significantly stabilizes our financial condition and will help pave the way for our ongoing focus on growing top line revenue." Second Quarter Financial Overview The results for the quarter ended June 30, 2009 reflect the Company's second consecutive quarter of positive net income and core earnings. The overall lower interest rate environment reduced the Company's cost of financing, which was the most significant driver in the Company's improved net interest income and core earnings as compared to the three months ended March 31, 2009. The improvement in net interest income was partially offset by the expected decline in investment advisory fees. Total expenses increased as compared to the first quarter of 2009 primarily due to the required consolidation of Deerfield Pegasus Loan Capital LP ("DPLC"), the Company's investment venture with Pegasus Capital Advisors L.P. ("Pegasus"), which incurred expenses of $3.6 million during the second quarter of 2009. These expenses were paid for by DPLC and are consolidated for GAAP financial reporting purposes. A net loss of $2.9 million related to the portion of DPLC the Company does not own is added back at the bottom of our statement of operations as "Net loss attributable to noncontrolling interest" in arriving at "Net income attributable to DFR." Excluding the DPLC expenses, total expenses were relatively flat with an increase of $0.1 million as compared to the first quarter of 2009. The $58.7 million of net other income and gain for the second quarter was primarily a result of the deconsolidation of Market Square CLO and the improvement in asset values, which contributed $29.6 million and $29.1 million to net income, respectively. These amounts are excluded from core earnings. The net gain on the deconsolidation of Market Square CLO represented the reversal of the losses in excess of the amount at risk that had previously been required to be recorded in accordance with GAAP. As of June 30, 2009, none of the Market Square CLO assets, liabilities or equity are included in the Company's condensed consolidated balance sheet; however, all of the financial impacts to the condensed consolidated statement of operations from the previous consolidation of Market Square CLO were recognized through June 30, 2009. The net income attributable to DFR for the quarter totaled $52.9 million, or $7.85 per diluted common share, an improvement of $41.4 million as compared to the net income attributable to DFR of $11.5 million, or $1.72 per diluted common share, during the first quarter of 2009. During the second quarter, DFR also had positive core earnings of $5.5 million, or $0.82 per share, an increase of $0.5 million, or 10.0 percent, as compared to the $5.0 million, or $0.75 per share, of core earnings generated during the first quarter of 2009. Net interest income totaled $8.4 million for the quarter ended June 30, 2009, an increase of $1.6 million, or 23.5 percent, as compared to $6.8 million in the first quarter of 2009. The overall lower interest rate environment during the quarter resulted in a $1.3 million reduction in interest expense as compared to the first quarter of 2009. While interest income attributable to the Company's RMBS portfolio declined by $0.3 million, the corporate debt investments interest income increased by $0.6 million as compared to the first quarter of 2009. Market Square CLO contributed net interest income of $1.8 million for the second quarter, consisting of $3.0 million of interest income, less $1.2 million of interest expense. The deconsolidation of Market Square CLO as of June 30, 2009 will result in decreased net interest income in the financial results of future periods. Investment advisory fees totaled $4.0 million in the quarter, a decline of $0.7 million, or 14.9 percent, as compared to $4.7 million in the first quarter of 2009. The decrease in investment advisory fees was primarily the result of the breach of certain overcollateralization tests contained in the indentures governing certain of the collateralized loan obligations ("CLOs") that the Company manages. Pursuant to the terms of the Company's CLO management agreements, all or a portion of the Company's subordinated management fees may be deferred if, among other things, overcollateralization tests and other structural protections built into the CLOs are breached and cash flows are diverted from the payment of management fees and other expenses to the prepayment of principal of the debt securities issued by the CLOs. Breaches of overcollateralization tests may occur if, for example, the issuers of the collateral held by the CLOs default on or defer payment of principal or the ratings assigned to such collateral are downgraded below a specified threshold. Subordinated investment advisory fees declined by $0.9 million during the three months ended June 30, 2009 as compared to the first quarter of 2009. The Company expects its subordinated investment advisory fees to continue to be deferred in the near term. However, over time and with improvement in market conditions, the Company expects the CLOs to regain compliance with the overcollateralization tests and, subject to the satisfaction of certain other conditions, the Company would expect to recoup at least a portion and potentially substantially all of the deferred subordinated management fees and to receive future CLO subordinated management fees on a current basis. The provision for loan losses was $9.1 million for the quarter as compared to $2.1 million in the first quarter of 2009. This quarter's provision for loan losses consisted of $8.8 million related to loans held in DFR Middle Market CLO Ltd. ("DFR MM CLO") and $0.3 million related to commercial real estate loans. Expenses totaled $12.0 million for the quarter, an increase of $3.7 million, or 44.6 percent, as compared to $8.3 million in the first quarter of 2009. The increase was primarily the result of $3.6 million of expenses related to DPLC, $3.2 million of which were one-time organizational and structuring fees. Excluding the $3.6 million of expenses, which were borne by DPLC and required to be consolidated into the financial results of the Company, expenses were nearly flat with a $0.1 million, or 1.2 percent, increase as compared to the first quarter of 2009. Other income and gain (loss) was a net gain of $58.7 million in the quarter as compared to a net gain of $10.5 million in the first quarter of 2009. The improvement in the current quarter primarily resulted from the deconsolidation of Market Square CLO, which contributed $29.6 million of gain. This gain represents the reversal of losses in excess of the amount of the Company's investment at risk, required to be recorded in prior periods The Company also had net gains of $24.9 million related to the Company's loan portfolio. These net gains largely consisted of unrealized appreciation in the assets held in Market Square CLO. The Company's future results will not reflect changes in the values of loans held in Market Square CLO as a result of its deconsolidation. The Company also experienced net gains in the remainder of its principal investing portfolio of $4.2 million. Trust Preferred Debt Amendment As previously announced, on July 31, 2009, the Company entered into three supplemental indentures (the "Supplemental Indentures") with the holders of the trust preferred securities issued by each of Deerfield Capital Trust I, Deerfield Capital Trust II and Deerfield Capital Trust III (collectively the "Trust Preferred Securities"). The Supplemental Indentures amend the consolidated net worth covenants (the "Net Worth Covenants") contained in the indentures governing the Trust Preferred Securities to (i) permanently decrease the net worth required by the Net Worth Covenants from $175 million to $50 million and (ii) provide that the initial measurement date for compliance with the Net Worth Covenants will be September 30, 2012. These provisions supersede the temporary waiver of the Net Worth Covenants obtained from the holders of the Trust Preferred Securities in November 2008. The Supplemental Indentures also contain provisions prohibiting the Company from incurring additional indebtedness and declaring additional dividends and distributions on its capital stock, in each case for the life of the Trust Preferred Securities and except as specifically permitted under the terms of the Supplemental Indentures. AUM As of July 1, 2009, the Company's AUM totaled approximately $9.9 billion held in 28 collateralized debt obligations ("CDOs"), one other investment vehicle and six separately managed accounts. Investment Portfolio Total invested assets decreased by $226.8 million, or 27.0 percent, to $612.9 million as of June 30, 2009 as compared to the end of the first quarter of 2009. The decrease was primarily attributable to the deconsolidation of Market Square CLO. Liquidity Unencumbered RMBS and unrestricted cash and cash equivalents aggregated $45.1 million at June 30, 2009. In addition, net equity in the financed RMBS portfolio (including associated interest rate swaps), excluding the unencumbered RMBS included above, totaled $16.6 million at quarter end. In total, the Company had unrestricted cash and cash equivalents, unencumbered RMBS and net equity in its financed RMBS portfolio of $61.7 million as of June 30, 2009. As of June 30, 2009, the fair value of its Agency RMBS and non-Agency RMBS portfolios were $308.0 million and $3.1 million, respectively. About the Company DFR, through its subsidiary, Deerfield Capital Management LLC, manages client assets, including bank loans and other corporate debt, RMBS, government securities and asset-backed securities. In addition, DFR has a principal investing portfolio comprised of fixed income investments, including bank loans and other corporate debt and RMBS. For more information, please go to the Company website, at http://www.deerfieldcapital.com/. * * Notes and Tables to Follow * * NOTES TO PRESS RELEASE Certain statements in this press release are forward-looking as defined by the Private Securities Litigation Reform Act of 1995. These include statements regarding future results or expectations. Forward-looking statements can be identified by forward looking language, including words such as "believes," "anticipates," "expects," "estimates," "intends," "may," "plans," "projects," "will" and similar expressions, or the negative of these words. Such forward-looking statements are based on facts and conditions as they exist at the time such statements are made. Forward-looking statements are also based on predictions as to future facts and conditions, the accurate prediction of which may be difficult and involve the assessment of events beyond the control of Deerfield Capital Corp. and its subsidiaries ("DFR"). Forward-looking statements are further based on various operating assumptions. Caution must be exercised in relying on forward-looking statements. Due to known and unknown risks, actual results may differ materially from expectations or projections. DFR does not undertake any obligation to update any forward-looking statement, whether written or oral, relating to matters discussed in this press release, except as may be required by applicable securities laws. Various factors could cause DFR's actual results to differ materially from those described in any forward-looking statements. These factors include, but are not limited to: changes in economic and market conditions, particularly as they relate to the markets for debt securities, such as RMBS, and CDOs; continued availability of financing; DFR's ability to maintain adequate liquidity; changes in DFR's investment, hedging or credit strategies or the performance and values of its investment portfolios; whether the conditions to Pegasus Capital Advisors L.P.'s DPLC investment commitments are satisfied; DFR's ability to comply with the continued listing standards of the NYSE Amex LLC; DFR's ability to generate earnings or raise capital to achieve positive stockholders' equity; the effects of defaults or terminations under, and DFR's ability to enter into replacement transactions with respect to, repurchase agreements, interest rate swaps and long-term debt obligations; reductions in DFR's assets under management and related management and advisory fee revenue; DFR's ability to make investments in new investment products and realize growth of fee-based income; changes to DFR's tax status; DFR's ability to forecast its tax attributes, which are based upon various facts and assumptions, and its ability to protect and use its net operating losses to offset taxable income; DFR's ability to maintain compliance with its existing debt instruments and other contractual obligations; impact of restrictions contained in DFR's existing debt instruments; DFR's ability to maintain its exemption from registration as an investment company pursuant to the Investment Company Act of 1940; the cost, uncertainties and effect of any legal and administrative proceedings, such as the current Securities and Exchange Commission ("SEC") investigation into certain mortgage-backed securities trading procedures in connection with which the SEC has requested certain information from DFR regarding certain of its mortgage securities trades; DFR's ability to enter into, and the effects of, any potential strategic transactions; and changes in, and the ability of DFR to remain in compliance with, law, regulations or government policies affecting DFR's business, including investment management regulations and accounting standards. These and other factors that could cause DFR's actual results to differ materially from those described in the forward-looking statements are set forth in DFR's annual report on Form 10-K for the year ended December 31, 2008, DFR's quarterly reports on Form 10-Q and DFR's other public filings with the SEC and public statements. Readers of this press release are cautioned to consider these risks and uncertainties and not to place undue reliance on any forward-looking statements. DEERFIELD CAPITAL CORP. AND ITS SUBSIDIARIES CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) June 30, March 31, June 30, 2009 2009 2008 ---- ---- ---- (In thousands, except share and per share amounts ---------------------------- ASSETS Cash and cash equivalents $41,846 $42,354 $44,532 Due from broker 3,621 23,939 20,716 Restricted cash and cash equivalents 27,201 23,905 68,462 Available-for-sale securities-at fair value - 2,619 7,403 Investments at fair value, including $309,278, $335,252 and 1,434,493 pledged 318,310 339,436 1,445,802 Other investments 4,780 4,764 5,472 Derivative assets 61 21 1,780 Loans held for sale 9,363 210,616 264,559 Loans held for investment 309,021 304,438 383,663 Allowance for loan losses (28,589) (22,171) (7,883) ------- ------- ------ Loans held for investment, net of allowance for loan losses 280,432 282,267 375,780 Investment advisory fee receivables 2,009 2,030 5,142 Interest receivable 3,287 4,360 8,061 Other receivable 1,264 2,513 985 Prepaid and other assets 8,410 11,678 13,992 Deferred tax asset, net - - 13,422 Fixed assets, net 8,498 8,820 9,793 Intangible assets, net 25,558 26,997 70,642 Goodwill - - 78,158 --- --- ------ TOTAL ASSETS $734,640 $986,319 $2,434,701 ======== ======== ========== LIABILITIES Repurchase agreements, including $83, $53 and $915 of accrued interest $294,470 $318,641 $1,408,955 Due to broker 1,800 - 5,649 Dividend Payable - - 1,667 Derivative liabilities 953 13,817 6,796 Interest payable 1,661 2,575 5,029 Accrued and other liabilities 4,210 7,190 25,751 Short term debt - - 483 Long term debt 427,530 714,622 755,541 ------- ------- ------- TOTAL LIABILITIES 730,624 1,056,845 2,209,871 ------- --------- --------- STOCKHOLDERS' EQUITY (DEFICIT) Preferred stock, par value $0.001: 100,000,000 shares authorized; 14,999,992 shares issued and zero outstanding - - - Common stock, par value $0.001: 500,000,000 shares authorized; 6,455,466 and 6,455,466 and 6,675,836 shares issued and 6,454,924 and 6,454,383 and 6,669,342 shares outstanding 6 6 6 Additional paid-in capital 866,534 865,910 866,261 Accumulated other comprehensive loss (49) (3,928) (2,523) Accumulated deficit (879,648) (932,514) (638,914) -------- -------- -------- DEERFIELD CAPITAL CORP. STOCKHOLDERS' DEFICIT (13,157) (70,526) 224,830 Noncontrolling interest in consolidated entity 17,173 - - ------ --- --- TOTAL STOCKHOLDERS' EQUITY (DEFICIT) 4,016 (70,526) 224,830 ----- ------- ------- TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY (DEFICIT) $734,640 $986,319 $2,434,701 ======== ======== ========== DEERFIELD CAPITAL CORP. AND ITS SUBSIDIARIES CONDENSED STATEMENTS OF OPERATIONS (UNAUDITED) Three months ended Six months ended June 30, March 31, June 30, June 30, 2009 2009 2008 2009 2008 ---- ---- ---- ---- ---- (In thousands, except share and per share amounts) ---------------------------------------------------- Revenues Interest income $14,098 $13,782 $21,824 $27,880 $83,174 Interest expense 5,666 6,999 12,421 12,665 60,021 ----- ----- ------ ------ ------ Net interest income 8,432 6,783 9,403 15,215 23,153 Provision for loan losses 9,119 2,107 2,302 11,226 4,502 ----- ----- ----- ------ ----- Net interest (expense) income after provision for loan losses (687) 4,676 7,101 3,989 18,651 Investment advisory fees 4,009 4,737 12,359 8,746 24,478 ----- ----- ------ ----- ------ Total net revenues 3,322 9,413 19,460 12,735 43,129 ----- ----- ------ ------ ------ Expenses Compensation and benefits 3,029 3,354 7,635 6,383 16,736 Professional services 728 790 2,343 1,518 3,730 Insurance expense 771 764 733 1,535 1,467 Other general and administrative expenses 4,814 946 1,850 5,760 3,280 Depreciation and amortization 1,629 1,635 2,580 3,264 5,267 Occupancy 569 639 609 1,208 1,230 Management and incentive fee expense to related party 295 - - 295 - Cost savings initiatives 28 197 70 225 327 Impairment of intangible assets and goodwill 126 - 1,128 126 29,034 --- --- ----- --- ------ Total expenses 11,989 8,325 16,948 20,314 61,071 ------ ----- ------ ------ ------ Other Income and Gain (Loss) Net (loss) gain on available-for-sale securities - (31) (3,856) (31) (3,856) Net gain (loss) on investments at fair value 1,173 5,138 (1,747) 6,311 (202,466) Net gain (loss) on loans 24,876 5,815 5,505 30,691 (21,037) Net gain (loss) on derivatives 2,981 (404) 6,070 2,577 (217,145) Dividend income and other net gain (loss) 152 (49) 76 103 194 Net gain on the deconsolidation of Market Square CLO 29,551 - - 29,551 - ------ --- --- ------ --- Net other income and gain (loss) 58,733 10,469 6,048 69,202 (444,310) ------ ------ ----- ------ -------- Income (loss) before income tax expense (benefit) 50,066 11,557 8,560 61,623 (462,252) Income tax expense (benefit) 160 18 2,868 178 (4,334) --- --- ----- --- ------ Net income (loss) 49,906 11,539 5,692 61,445 (457,918) Less: Cumulative convertible preferred stock dividends and accretion - - - - 2,393 --- --- --- --- ----- Net income (loss) attributable to common stockholders 49,906 11,539 5,692 61,445 (460,311) Net loss attributable to noncontrolling interest 2,960 - - 2,960 - ----- --- --- ----- --- Net income (loss) attributable to Deerfield Capital Corp. $52,866 $11,539 $5,692 $64,405 $(460,311) ======= ======= ====== ======= ========= Net income (loss) attributable to Deerfield Capital Corp. per share - basic $7.85 $1.72 $0.83 $9.59 $(74.08) Net income (loss) attributable to Deerfield Capital Corp. per share - diluted $7.85 $1.72 $0.83 $9.59 $(74.08) WEIGHTED-AVERAGE NUMBER OF SHARES OUTSTANDING - BASIC 6,730,655 6,702,329 6,881,715 6,716,570 6,213,318 WEIGHTED-AVERAGE NUMBER OF SHARES OUTSTANDING - DILUTED 6,730,655 6,702,329 6,881,715 6,716,570 6,213,318 DEERFIELD CAPITAL CORP. AND ITS SUBSIDIARIES RECONCILIATION OF NON-GAAP MEASURE The Company believes that core earnings, a non-GAAP financial measure, is a useful metric for evaluating and analyzing its performance. The calculation of core earnings, which the Company uses to compare financial results from period to period, eliminates the impact of certain non-cash and special charges and income tax. Core earnings provided herein may not be comparable to similar measures presented by other companies as it is a non-GAAP financial measure and may therefore be defined differently by other companies. Core earnings includes the earnings from the Company's consolidated variable interest entity ("VIE"), DFR MM CLO, and from Market Square CLO, which was a consolidated VIE until the Company sold all of its preference shares in Market Square CLO and deconsolidated that entity as of June 30, 2009. Core earnings is not indicative of cash flows received from these VIEs. Core Earnings The table below provides reconciliation between net income (loss) and core earnings: Three months ended Six months ended June 30, March 31, June 30, June 30, 2009 2009 2008 2009 2008 ---- ---- ---- ---- ---- (In thousands, except share and per share amounts) ---------------------------------------------------- Net income (loss) $49,906 $11,539 $5,692 $61,445 $(457,918) Add back: Provision for loan losses 9,119 2,107 2,302 11,226 4,502 Cost saving initiatives 28 197 70 225 327 Depreciation and amortization 1,629 1,635 2,580 3,264 5,267 Impairment of intangible assets and goodwill 126 - 1,128 126 29,034 Net other income and (gain) loss (58,733) (10,469) (6,048) (69,202) 444,310 Income tax expense (benefit) 160 18 2,868 178 (4,334) Noncontrolling interest core earnings (1) 3,297 - - 3,297 - ----- --- --- ----- --- Core earnings $5,532 $5,027 $8,592 $10,559 $21,188 ====== ====== ====== ======= ======= Core earnings per share - diluted $0.82 $0.75 $1.25 $1.57 $3.41 Weighted-average number of shares outstanding - diluted 6,730,655 6,702,329 6,881,715 6,716,570 6,213,318 (1) Noncontrolling interest core earnings represents the portion of the net interest income and expenses of DPLC that are attributable to third party investors in DPLC, calculated using each investor's ownership percentage in DPLC during the measurement period. DEERFIELD CAPITAL CORP. AND ITS SUBSIDIARIES INVESTMENT ADVISORY FEES AND INTEREST INCOME AND EXPENSE The following table summarizes the Company's investment advisory fees and interest income and expense: Three months ended Six months June March June ended 30, 31, 30, June 30, 2009 2009 2008 2009 2008 ---- ---- ---- ---- ---- (In thousands) -------------- CDO management fees: Senior fees $2,892 $2,938 $3,756 $5,830 $8,073 Subordinated fees 525 1,403 3,646 1,928 7,188 Performance fees 245 152 2,702 397 2,774 --- --- ----- --- ----- Total CDO management fees 3,662 4,493 10,104 8,155 18,035 Separately managed accounts and other 223 244 263 467 509 Other investment vehicle 124 - - 124 - Fixed income arbitrage investment funds - - 1,992 - 5,934 --- --- ----- --- ----- Total investment advisory fees $4,009 $4,737 $12,359 $8,746 $24,478 ====== ====== ======= ====== ======= Interest Income: RMBS, U.S. Treasury bills and other securities $4,258 $4,561 $6,755 $8,819 $49,880 Assets held in Market Square CLO 3,003 3,070 4,281 6,073 9,508 Assets held in DFR MM CLO 6,226 5,820 7,003 12,046 15,243 Assets held in DPLC 35 - - 35 - Other corporate debt 576 331 3,785 907 8,543 --- --- ----- --- ----- Total interest income 14,098 13,782 21,824 27,880 83,174 ====== ====== ====== ====== ====== Interest Expense: Recourse: Repurchase agreements and other short term debt $605 $692 $3,310 $1,297 $40,018 Series A and Series B notes 1,311 1,340 1,439 2,651 3,258 Trust preferred securities 1,382 1,623 1,985 3,005 4,245 ----- ----- ----- ----- ----- Total recourse interest expense 3,298 3,655 6,734 6,953 47,521 ----- ----- ----- ----- ------ Non-Recourse Market Square CLO 1,205 1,705 2,563 2,910 5,919 DFR MM CLO 1,131 1,545 2,264 2,676 5,220 Wachovia Facility 32 94 860 126 1,361 --- --- --- --- ----- Total non-recourse interest expense 2,368 3,344 5,687 5,712 12,500 ----- ----- ----- ----- ------ Total interest expense $5,666 $6,999 $12,421 $12,665 $60,021 ====== ====== ======= ======= ======= DEERFIELD CAPITAL CORP. AND ITS SUBSIDIARIES AUM AND INVESTMENT PORTFOLIO The following table summarizes AUM for each product category: July 1, 2009 April 1, 2009 July 1, 2008 ------------ ------------- ------------ Number of Number of Number of Accounts AUM Accounts AUM Accounts AUM -------- --- -------- --- -------- --- (In (In (In thousands) thousands) thousands) ---------- ---------- ---------- CDOs (1) : CLOs 12 $4,098,226 12 $4,184,002 15 $5,151,278 Asset-backed securities 12 4,561,067 12 4,906,125 13 6,336,532 Corporate bonds 4 855,050 4 910,924 2 620,883 --- ------- --- ------- --- ------- Total CDOs 28 9,514,343 28 10,001,051 30 12,108,693 Other investment vehicle (2) 1 22,106 0 - 0 - Fixed income arbitrage 0 - 0 - 1 436,156 Separately managed accounts (3) 6 322,928 6 320,488 6 431,480 ------- ------- ------- Total AUM (4) $9,859,377 $10,321,539 $12,976,329 ========== =========== =========== (1) CDO AUM numbers generally reflect the aggregate principal or notional balance of the collateral and, in some cases, the cash balance held by the CDOs and are as of the date of the last trustee report received for each CDO prior to July 1, 2009, April 1, 2009, and July 1, 2008, respectively. The AUM for our Euro-denominated CDOs has been converted into U.S. dollars using the spot rate of exchange on June 30, 2009, March 31, 2009 and June 30, 2008, respectively. (2) Other investment vehicle AUM represents the AUM of DPLC. (3) AUM for certain of the separately managed accounts is a multiple of the capital actually invested in such account. Management fees for these accounts are paid on this higher AUM amount. (4) Included in Total AUM for July 1, 2009 are $289.8 million and $22.1 million related to DFR MM CLO and DPLC, respectively, which amounts are also included in the total AUM reported for the Principal Investing portfolio as of June 30, 2009. Included in Total AUM for April 1, 2009 are $296.5 million and $293.8 million related to Market Square CLO and DFR MM CLO, respectively, which amounts are also included in the total AUM reporting for the Principal Investing portfolio as of March 31, 2009. Included in Total AUM for July 1, 2008 are $295.3 million and $300.8 million related to Market Square CLO and DFR MM CLO, respectively, which amounts are also included in the total AUM reporting for the Principal Investing portfolio as of June 30, 2008. DCM manages DFR MM CLO but is not contractually entitled to receive any management fees so long as 100 percent of the equity is held by DC LLC or an affiliate thereof. DCM manages DPLC and receives management fees for its services. All other amounts included in the Principal Investing portfolio are excluded from Total AUM. The following table summarizes the principal investing portfolio: June 30, 2009 March 31, 2009 June 30, 2008 ------------- -------------- ------------- % of % of % of Total Total Total Principal Carrying Invest- Carrying Invest- Carrying Invest- Investments Value ments Value ments Value ments ------------ ----- ------ ----- ------ ----- ------ (In (In (In thousands) thousands) thousands) ---------- ---------- ---------- RMBS (1) $311,154 48.5% $338,729 39.3% $444,185 21.1% U.S. Treasury Bills - 0.0% - 0.0% 999,954 47.5% Corporate leveraged loans: Loans held in DFR MM CLO (2) 299,751 46.7% 292,108 33.9% 259,577 12.3% Loans held in Wachovia Facility 1,251 0.2% 4,831 0.6% 89,627 4.2% Other corporate leveraged loans 8,112 1.3% 8,270 1.0% 24,879 1.2% Loans held in DPLC 6,841 1.1% - 0.0% - 0.0% Assets held in Market Square CLO (3) - 0.0% 200,841 23.3% 263,037 12.5% Commercial real estate loans and securities 9,270 1.4% 12,330 1.4% 17,212 0.8% Equity securities 4,780 0.7% 4,764 0.5% 5,472 0.3% Other investments 315 0.1% - 0.0% 1,293 0.1% --- --- --- --- ----- --- Total Investments 641,474 100.0% 861,873 100.0% 2,105,236 100.0% ===== ===== ===== Allowance for loan losses (28,589) (22,171) (7,883) ------- ------- ------ Net Investments $612,885 $839,702 $2,097,353 ======== ======== ========== (1) RMBS consist of agency RMBS with estimated fair values of $308.0 million, $333.9 million and $415.3 million as of June 30, 2009, March 31, 2009 and June 30, 2008, respectively, and non-agency RMBS with estimated fair values of $3.1 million, $4.8 million and $28.9 million as of June 30, 2009, March 31, 2009 and June 30, 2008, respectively. (2) Assets held in DFR MM CLO are the result of the July 17, 2007 securitization of corporate loans held in a non-recourse credit facility. The Company purchased 100 percent of the equity interests for $50.0 million and all of the BBB/Baa2 rated notes for $19.0 million. (3) Assets held in Market Square CLO include syndicated bank loans of $197.5 million and $257.9 million, high yield corporate bonds and ABS of $2.6 million and $5.1 million and other investments of $0.7 million and zero as of March 31, 2009 and June 30, 2008, respectively. DATASOURCE: Deerfield Capital Corp. CONTACT: Frank Straub, Chief Financial Officer of Deerfield Capital Corp., +1-773-380-6636; or Leslie Loyet of Financial Relations Board, +1-312-640-6672, for Deerfield Capital Corp. Web Site: http://www.deerfieldcapital.com/

Copyright