North Dallas Bank & Trust Co. Announces Second Quarter Earnings of $0.52 Per Share DALLAS, July 12 /PRNewswire-FirstCall/ -- North Dallas Bank & Trust Co. (OTC:NODB) (BULLETIN BOARD: NODB) announces net earnings of $1,341,869 or $0.52 per share for the three months ending June 30, 2005, compared to $1,814,318 or $0.71 per share for the same period in 2004. Year to date net earnings through the six months ending June 30, 2005 totaled $2,709,411 or $1.05 per share compared to $3,387,272 or $1.32 per share for the same period in 2004. The current earnings were prepared internally without review by the company's independent accountants. Earnings are the result of past performance, events and market conditions and are not a guarantee of future results. Any forward-looking implications derived from this information may differ materially from actual results. Please direct any questions to Sam Renshaw, Senior Executive Vice President and CFO. North Dallas Bank & Trust Co., established in 1961, has more than $916 million in assets and is a locally owned bank with five locations in the Dallas area. Media Relations Contact Michael Linck Assistant Vice President (972) 716-7121 DATASOURCE: North Dallas Bank & Trust Co. CONTACT: Michael Linck, Assistant Vice President of North Dallas Bank & Trust Co., +1-972-716-7121, or Web site: http://www.ndbt.com/

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