New American Equity Fixed Index Annuity Offers a Next Generation Crediting Strategy to Drive Growth Opportunities
15 Novembre 2021 - 10:15PM
Business Wire
FlexShield 10 single premium fixed index
annuity provides opportunities for aggressive accumulation
For the millions of Americans looking for more
flexible accumulation options as they grow their nest egg, American
Equity Investment Life Insurance Company launches a new fixed index
annuity – FlexShield 10. This 10-year retirement product brings a
fresh approach to index-linked crediting by using an innovative new
strategy, that gives contract owners the opportunity to unlock
higher upside potential in return for accepting potential negative
performance adjustments and a 10 year surrender charge period. And
like all traditional fixed index annuities, FlexShield 10 provides
benefits like principal protection from market declines, and the
opportunity for tax-deferred growth.
“At American Equity, we believe in cultivating a spirit of
innovation, growth, and integrity, not just for our people but also
for our products,” said American Equity Chief Executive Officer
Anant Bhalla. “The FlexShield 10 captures that spirit and empowers
clients in their retirement planning, so they can move toward their
second act with the confidence that comes from knowing that their
principal is protected as they seize the opportunity to grow their
foundational wealth.”
Protect, Build, Flex
The FlexShield 10 annuity aims to provide a path to consistent
growth opportunities, even in persistently low interest rate or
volatile market environments, without incurring any fees to the
client. To do this, the annuity design features three key
components that work together to protect and build assets while
providing added accumulation flexibility. We call it Protect,
Build, Flex.
First, for protection, the premium is shielded from market
volatility for the life of the contract. Second, to build assets,
FlexShield 10 offers contract owners the ability to unlock greater
upside potential to help build their nest egg in exchange for
accepting the possibility of limited downside adjustments to
accumulated value. At the end of 10 years, the sum of these
adjustments is credited to the contract value. Finally, for
flexibility, FlexShield 10 offers a choice of strategies that can
align with individual risk tolerance. For this, contract owners can
choose a percentage of how much of their accumulated value they are
willing to put at risk. These options can be evaluated annually
offering flexibility as contract owner’s value grows or their risk
preferences change.
“We’re proud to offer FlexShield 10, a product that adapts to
contract owners’ personal risk tolerance and to changes in their
retirement assets, helping them to capture opportunities for
accumulation in a low-interest-rate environment, without annual
fees or risk to principal,” said American Equity President Ron
Grensteiner.
ABOUT AMERICAN EQUITY American Equity Investment Life
Insurance Company® is a full-service underwriter of fixed annuity
products, with a primary emphasis on the sale of index annuities.
Headquartered in West Des Moines, Iowa, American Equity Investment
Life Insurance Company is committed to providing products with
integrity, as well as superior service to the agents it partners
with and their policyholders. For more information, please visit
www.american-equity.com.
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version on businesswire.com: https://www.businesswire.com/news/home/20211115006000/en/
Heather Gierstorf Vice President – Marketing American Equity
Investment Life Insurance Company® 515-457-1788
hgierstorf@american-equity.com
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