ANL Abbey Nat.

    Abbey National PLC

RE: ABBEY NATIONAL TREASURY SERVICES
    USD 19,000,000.00
    MATURING: 15/Jul/2006
    ISSUE DATE: 15/Jul/2004
    ISIN: XS0196742828

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
17/Jan/2006 TO 18/Apr/2006 HAS BEEN FIXED AT 4.600000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 18/Apr/2006 WILL AMOUNT TO:
USD 1,162.78 PER USD 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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