2nd UPDATE: Church's Chicken Puts Franchise Fees On ABS Menu
04 Février 2011 - 10:10PM
Dow Jones News
Fast-food chain operator Church's Chicken said Friday it planned
to sell $245 million in bonds backed by franchise fees and store
revenue, the first deal of its sort since the credit crisis and a
sign that investors' hunger for yield is driving them to
increasingly esoteric securities.
Church's Chicken's sale follows a deal in December by Adams
Outdoor Advertising LP, which sold bonds backed by billboard
revenue, and an earlier issue from Crown Castle International Corp.
(CCI) that was backed by cash flow from the operation of U.S. cell
phone towers.
Such unusual deals--"off-the-run" securities, in industry
parlance--typically attracted only a small group of investors, but
these days even insurance companies and pension funds are buying
them as they need to diversify their holdings and earn more on
their investments.
Treasury yields still near historic lows--the 10-year note
yielded as little as 2.4% last fall and has recently hovered around
3.4%--and yields on corporate debt are also near rock-bottom
levels, driving investors to search for higher returns elsewhere.
Esoteric ABS is one sweet spot: Adams Outdoor paid 5.5% on its
bonds.
"There is a scramble on among investors to get yield," said Dan
Nigro, chief executive of Warfield Consulting in Montclair, N.J.,
and a former portfolio manager. "Esoterics allow firms to deploy
their deep credit knowledge/experience to get higher returns by
buying 'off the run' names and asset classes."
Moody's Investors Service said the performance of whole business
securitizations backed by restaurant franchise fees, such as the
Church's bond, has been "stable." Fast-food chains were hurt less
than more expensive fine dining and casual dining businesses,
Moody's said.
Still, the credit firm cautioned that high unemployment
"continues to pressure restaurant traffic, as consumers pull back
discretionary spending, including restaurant meals."
Whole business securitization based on revenue from restaurant
chains is unusual and was last seen in 2007. Previous issuers
included Dunkin Brands Inc., which is owned by three private-equity
firms; Sonic Corp. (SONC); Domino's Pizza Inc. (DPZ); and IHOP
Franchising and Applebee's Enterprises LLC, both owned by
DineEquity Inc. (DIN).
Before the credit crisis, such bonds were issued with guarantees
from bond insurers and so had higher ratings. The $245 million
Church's Chicken deal got a provisional Baa2(sf) rating from
Moody's Investor's Service. The ratings on the notes are based
"primarily" on the "the strength of the Church's Chicken brand in
the U.S. and the Americas and the Texas Chicken brand in most of
its markets outside the U.S., Moody's said.
Barclays Capital is the lead on the Church's transaction, which
is being marketed by Cajun Global LLC, a newly formed company.
Church's, which is based in Sandy Springs, Ga., is owned by
Friedman Fleischer & Lowe, a private-equity firm in San
Francisco. On its website, Church's said it had more than 1,700
locations in 22 countries as of March 2010, with sales nearing $1.2
billion.
It is unusual to announce a new asset-backed bond on a Friday,
but this way the deal is likely to be discussed during the ABS
industry's biggest event of the year, the American Securitization
Forum's conference scheduled to begin in Orlando, Fla., on
Sunday.
"Lots of conversations heading into the conference continue to
be with new investors eager to enter the space, old stalwarts
re-emerging, and current investors looking to get more creative
with the amount of cash to put to work and more aggressive yield
bogeys," one market participant said.
Other issuers this week included Ally Financial Inc. with a $1.3
billion auto-loan-backed security.
-By Anusha Shrivastava, Dow Jones Newswires; 212-416-2227;
anusha.shrivastava@dowjones.com